分类归档 spa

　　On Tuesday (February 20th), Eastern Time, the first day after the market closed, the three major US stock indexes fell across the board, and the Nasdaq index fell more than 1% in intraday trading, closing at a two-week low. The dismal performance of the heavyweight technology giants and the market’s concern about the risk of the Fed’s potential return to raising interest rates are the main factors that weaken the market.

　　At the close, the Dow Jones index fell 0.17% to 38,563.80 points; The S&P 500 index fell 0.60% to 4,975.51 points; The Nasdaq Composite Index fell 0.92% to 15,630.78.

　　In terms of US debt, the benchmark 10-year US bond yield closed at 4.275%, and the 2-year US bond yield, which is most sensitive to the Fed’s policy interest rate, closed at 4.613%.

　　After the US stock market closes today, the market will welcome the financial report of AI leader NVIDIA, who is also the main contributor to the increase of US stocks this year. According to statistics, NVIDIA contributed a quarter of the increase of the S&P 500 index this year, and its financial report is likely to be a watershed in the trend of US stocks.

　　And because of its horrible rise and continuously high valuation, the market has begun to prompt risks. Some analysts believe that even if the company can hand over a slightly stronger than expected financial report, it is difficult to deserve its excessive valuation. Overnight, NVIDIA once fell more than 7% in intraday trading, and eventually it fell more than 4%, dragging down the market.

　　Bank of America analysts believe that it is not surprising that NVIDIA’s share price showed a "significant but short-term correction" after the financial report was released, given that investors had previously "blindly pursued artificial intelligence". The correction of the stock may exceed 10%.

　　Brent Kochuba, the founder of SpotGamma, thinks that once NVIDIA’s financial report is published, firstly, the implied volatility of the options market will decrease. The decline in implied volatility means that options will become cheaper, which will force market makers to sell some of their stocks to hedge their positions.

　　In particular, companies with large bias of call options like NVIDIA will bear greater selling pressure. In addition, due to NVIDIA’s current weight, it will detonate the "thunder" of the current "overheating" of the US stock market, and then cause a wider decline.

　　In addition, due to the high inflation in the United States, the market began to worry about the possibility of the Fed returning to raise interest rates. Last Friday, former US Treasury Secretary Summers said, "The possibility that the Fed will raise interest rates next still exists, and the probability may be 15%." More asset managers believe that the possibility is 20%.

　　In terms of industry, the first subject of Neuralink, Musk’s brain-computer interface company, is said to have realized the control of computer mouse through ideas. On Tuesday, local time, Musk said on the social media platform: "The patient seems to have fully recovered, without any adverse effects we know, and he can control the mouse. He can move the mouse on the screen just by thinking."

　　He also said that the company is currently trying to let patients "press the mouse button as much as possible through their minds", which includes moving the cursor up and down and dragging the box on the screen.

　　In terms of AI, Sora’s popularity has not yet fallen, and there is the fastest large-scale model explosion field in history. The AI chip company Groq became popular overnight, and the self-developed LPU speed crushed the NVIDIA GPU. Its text generation speed is faster than blink of an eye. The reasoning scene is 10 times faster than NVIDIA GPU, but the price and power consumption are only one tenth of the latter.

　　In addition, with the shortage of uranium supply and rising prices, uranium trading is becoming the hottest category on Wall Street, and both physical uranium and securities products are becoming very crowded. ETF, a uranium miner listed on NYSE, has increased by more than 55% in the past 12 months.

　　It is reported that investment banks including Goldman Sachs, McGree and some hedge funds are actively participating in uranium trading. Among them, Goldman Sachs not only involved in physical uranium trading, but also participated in option trading. Some hedge funds are also stepping up their participation in the trading of physical uranium and securities uranium products, which shows that after a decade of downturn after the Fukushima nuclear disaster, uranium trading has once again begun to shine and attract financial institutions to participate.

　　[Hot stocks]

　　Most large technology stocks fell, with Microsoft down 0.31% and Apple down 0.41%. Google rose by 0.31%. Amazon fell by 1.43%, NVIDIA by 4.35%, Meta by 0.33% and Tesla by 3.10%.

　　In terms of Chinese stocks, Nasdaq China Jinlong Index fell 1.33% to 6,005.10 points. Most popular Chinese stocks fell, with Xpeng Motors down 5.46%, JD.COM down 4.09%, Weilai and Pinduoduo down 2.93%, Baidu down 1.47%, Alibaba down 1.04% and LI up 0.57%.

　　[global index]

　　In the European stock market, the FTSE 100 index in Britain fell slightly by 0.12% to 7719 points. The French CAC40 index rose slightly by 0.34% to 7795 points. Germany DAX index fell slightly by 0.14% to 17,068 points. In Asian stock markets, the Hang Seng Index rose slightly by 0.57% to 16,248 points.

　　[foreign exchange commodities]

　　The main contract of Brent crude oil closed at $82.56 per barrel, down 1.20%; The main contract of crude oil in the previous period closed at 598.00 yuan per barrel overnight, down 1.01%. Overnight, the Shanghai gold main contract closed up 0.26% to 481.70 yuan per gram.

　　[Highlights]

　　Wall Street began to face up to the risk of the Fed returning to raising interest rates.

　　Last Friday, Lawrence Summers, the former US Treasury Secretary, broke the window and said something that some market participants thought but didn’t want to hear: "The possibility that the Fed will raise interest rates next still exists, and the probability may be 15%." More asset managers believe that the possibility is 20%.

　　Musk: The first human subject with brain-computer interface can control the mouse after rehabilitation thinking.

　　Musk revealed the latest progress of the first human subject of his brain-computer interface company Neuralink. On February 20th, Elon Musk, CEO of Tesla, revealed in a live broadcast of Spaces on social media platform X that the first human subject of Neuralink "seems to have fully recovered without any adverse reactions as we know. Subjects can move the mouse on the computer screen just by thinking. " Musk also said that Neuralink is now trying to get subjects to click as many mouse buttons as possible.

　　Groq, the fastest model bombing field in history, became a hit overnight.

　　Its self-developed LPU speed crushes NVIDIA GPU. NVIDIA’s challenger Groq appeared. Abandon GPU and develop LPU. Text generation is faster than blinking. The reasoning scene is 10 times faster than NVIDIA GPU, but the price and power consumption are only one tenth of the latter.

　　Microsoft is developing a replacement for the NVIDIA network card.

　　Microsoft is developing a new network card to improve the performance of its artificial intelligence chip Maia, and ultimately achieve the purpose of reducing dependence on NVIDIA products. Satya Nadella, CEO of Microsoft, has appointed Pradeep Sindhu, co-founder of Junbo Network, a communications equipment giant, to lead the network card project. The new network card that the Sindhu team aims to build this time is similar to the ConnectX-7 network card in NVIDIA, which is mainly used to improve the traffic speed of the server. According to the report, the development process may take more than one year. If successful, it is expected to shorten the time required for OpenAI to train the model on the Microsoft server and reduce the cost of the training process.

　　Apple adjusts the leadership of the supervision team responsible for audio products.

　　Apple adjusts the leadership of the audio product supervision team, and Gary Geaves will resign as the team leader and be replaced by Ruchir Davé.

　　Uranium becomes the new hot deal on Wall Street.

　　With the shortage of uranium supply and rising prices, uranium trading is becoming the hottest category on Wall Street, and both physical uranium and securities products are becoming very crowded. ETF, a uranium miner listed on NYSE, has increased by more than 55% in the past 12 months.

　　Us house of representatives sets up AI task force

　　On Tuesday (February 20th) local time, Speaker of the US House of Representatives Mike Johnson and Democratic Party leader Hakim jeffries announced that the two parties had formed a special working group to discuss legislation to solve people’s concerns about artificial intelligence (AI).

　　Red Sea crisis reshapes global fuel trade pattern, Indian diesel turns to Asia.

　　Due to the continuous turmoil in the Red Sea, the increase in freight rates has made it more attractive for transportation companies and commodity traders to export their goods to Asian countries.

　　[financial calendar]

Influenza (referred to as "flu") isCaused by influenza virus infectionAcute respiratory infectious diseases.Influenza vaccination isAn effective means to prevent influenza.About influenza vaccination this winter and next springSome common questions,Fujian CDC answers are as follows↓↓↓

1. What are the antigenic components of trivalent and tetravalent influenza vaccines this year?

The trivalent influenza vaccine recommended by the World Health Organization (WHO) in 2023-2024 based on chicken embryos in the northern hemisphere consists of:

A/Victoria/4897/2022（H1N1)Pdm09 similar strain

A/Darwin/9/2021(H3N2)Similar strain

B/Austria/1359417/2021(Victoria department)Similar strain

The tetravalent influenza vaccine component contains two strains of B strain, namely the above three strains and B/Phuket/3073/2013.(Yamagata system)Similar strain.

Compared with the previous year, the vaccine component recommended by WHO in this year has been replaced with influenza virus subtype A(H1N1)pdm09 vaccine strain.

2. What kinds of influenza vaccines are available in 2023-2024?

Influenza vaccines listed in the world are divided into inactivated influenza virus vaccine, live attenuated influenza virus vaccine and influenza virus recombination vaccines.

According to the components contained in the vaccine, it is divided into trivalent and tetravalent influenza vaccines.

According to the production process, it can be divided into chicken embryo culture, cell culture and recombinant influenza vaccine.

Influenza vaccines used in China in the epidemic season of 2023-2024 include trivalent inactivated influenza vaccine (IIV3), tetravalent inactivated influenza vaccine (IIV4) and trivalent live attenuated vaccine (LAIV3).

Both IIV3 and IIV4 have 0.25ml dosage form and 0.5ml dosage form, and LAIV3 has 0.2ml dosage form.

3. Which key groups and high-risk groups give priority to influenza vaccination?

It is suggested that all people who are over 6 months old and have no contraindications should be vaccinated with influenza vaccine. Combined with the epidemic situation of influenza and the prevention and control strategy of multi-disease prevention, the harm of influenza should be reduced as much as possible.

Priority recommended key and high-risk groups:

1 medical personnel, including clinical rescue personnel, public health personnel, health and quarantine personnel, etc.;

2. Older people aged 60 and over;

3. People suffering from one or more chronic diseases;

4. Vulnerable people and employees in gathering places such as old-age care institutions, long-term care institutions and welfare homes;

5. Pregnant women;

6. Children aged 6-59 months;

7. Family members and caregivers of infants under 6 months old;

8. People in key places such as kindergartens, primary and secondary schools and supervision places.

4. What is the immune persistence after influenza vaccination?

The immunity acquired by human body after being infected with influenza virus or inoculated with influenza vaccine will decline with time, and the degree of decline is related to factors such as people’s age, physical condition and vaccine antigen.

A study on antibody dynamics of influenza vaccine in Australia showed that the antibody level induced by various vaccine strains reached a peak one month after vaccination, and began to decline about three months later. After vaccination for six months, the antibody level was still higher than the baseline, suggesting that the antibody protection level can be maintained for at least six months after vaccination.

A study in Taizhou City, Zhejiang Province also found that the antibody level mediated by some vaccine strains was still high after 6 months of influenza vaccination.

Studies have shown that the serum antibody level in the body decreased significantly after one year of influenza vaccination. Studies have shown that the decrease of serum antibody is related to the decrease of the number of bone marrow plasma cells, that is, the specific bone marrow plasma cells increased after 4 weeks of influenza vaccination, but decreased to the pre-vaccination level after 1 year.

In order to match the ever-changing influenza virus, one or more strains of influenza vaccine recommended by WHO will be updated in most seasons, and it also exists that the vaccine strains are exactly the same as the previous season.

In order to ensure the maximum protection of the vaccinated population, even if the composition of the influenza vaccine is exactly the same as that of the previous season, since the antibody titer produced by most vaccinators in the last vaccination has dropped significantly, it is still recommended to vaccinate before the arrival of the influenza season in that year regardless of whether the influenza vaccine was vaccinated in the previous season.

5. What are the requirements for the vaccination times of influenza vaccine?

Children from 6 months to 8 years old should be vaccinated with IIV vaccine: children from 6 months to 8 years old who are vaccinated with influenza for the first time should be vaccinated with two doses (two doses of the same vaccine should be selected) with an interval of ≥4 weeks; Children who have received one or more doses of influenza vaccine in 2022-2023 or before are recommended to receive one dose.

Vaccination of children aged 6 months to 8 years: No matter whether they have been vaccinated with influenza vaccine, only one dose is given.

Children and adults aged 9 and over only need one dose.

6. What are the taboos for influenza vaccination?

Anyone who is allergic to any ingredients contained in the vaccine (including excipients, formaldehyde, cracking agents and antibiotics) or has a history of severe allergic reaction to any kind of influenza vaccination is prohibited from vaccination.

Patients with acute diseases, severe chronic diseases or acute attacks of chronic diseases and fever are advised to be vaccinated after recovery or stable control of their condition. Patients with Guillain-Barre syndrome within 6 weeks after previous influenza vaccination are advised to be evaluated by a doctor before considering whether to vaccinate.

The following people are prohibited from being vaccinated with LAIV:

① Persons with low immune function due to drug use, HIV infection and other reasons;

② Children and adolescents who have been treated with drugs containing aspirin or salicylic acid for a long time;

③ Children with asthma aged 2-4 years;

4 pregnant women;

⑤ Those with a history of Guillain-Barre syndrome;

⑥ Those who used antiviral drugs such as oseltamivir and zanamivir 48 hours before inoculation, or those who used palamivir 5 days before inoculation, or those who used balosevir 17 days before inoculation.

7. Can influenza vaccine and other vaccines be vaccinated at the same time?

Inoculation with other inactivated and attenuated live vaccines:

Inactivated influenza vaccine can be inoculated simultaneously or sequentially with other inactivated vaccines and attenuated live vaccines; If two live attenuated vaccines are inoculated at the same time, the interval should be at least 4 weeks.

Inoculation with Covid-19 vaccine at the same time:

People aged 18 and above can be vaccinated with inactivated influenza vaccine and Covid-19 vaccine at the same time, and at the same time, they should be vaccinated at the inoculation sites of both limbs. For the minors who have been vaccinated with LAIV and under the age of 18, it is suggested that the interval between vaccination with Covid-19 and Covid-19 should be more than 14 days due to the lack of evidence at present.

8. When is the timing of influenza vaccination?

Usually, after 2~4 weeks of influenza vaccination, antibodies with protective level can be produced.

The time and duration of the annual peak of influenza activity are different in different parts of China. In order to ensure that the recipients can get immune protection before the high-incidence season of influenza, it is suggested that all localities arrange vaccination as soon as the vaccine is available, and it is best to complete immunization before the local influenza epidemic season. Vaccination units can provide immunization services throughout the epidemic season.

In the same influenza epidemic season, people who have completed the whole vaccination according to the vaccination procedures do not need to be vaccinated again.

9. Besides influenza vaccine, what other vaccines can be vaccinated to prevent respiratory infectious diseases?

In addition to influenza vaccination this winter and next spring, pneumococcal vaccine and Covid-19 vaccine are also recommended for the elderly and people with chronic basic diseases.

For children, it is suggested that non-immunization programs such as pneumococcal vaccine and Haemophilus influenzae type B conjugate vaccine should be inoculated on the basis of continuing immunization program vaccination. No matter whether it is an immunization program vaccine or a non-immunization program vaccine, the requirements of vaccination specifications should be strictly followed during the vaccination process.

10. How should we protect against influenza vaccine before it is produced?

Wear a mask scientifically. If you go to a closed environment and crowded places, take public transport or go to the hospital, it is recommended to wear a mask and pay attention to changing it in time.

Develop good personal hygiene habits. When coughing or sneezing, cover your mouth and nose with paper towels or towels. Wash your hands or disinfect your hands in time after touching public facilities such as elevator buttons and door handles, and after coughing or sneezing. In addition, daily attention should be paid to keeping the environment in the home and workplace clean, and opening windows regularly for ventilation.

Develop a healthy lifestyle. In daily life, we should keep enough sleep, adequate nutrition and proper physical exercise to enhance our physical fitness and improve our immunity.

On May 2nd, tourists went boating in Qisheng Lake, Zibo. During the "May Day" holiday, people come to various scenic spots to enjoy the holiday. Xinhua News Agency (photo by Zhang Jingang)

　　Domestic tourism increased by 70.83% year-on-year, and domestic tourism income increased by 128.90% year-on-year, and tourism demand broke out; The number of hotel bookings on the platform has increased by more than 10 times compared with 2019, and the average daily consumption scale of the life service industry has increased by 133% compared with the same period of 2019, welcoming the most prosperous May Day &hellip in five years; … During the just-concluded "May Day" holiday, the consumer market handed over a bright report card, and many data performances exceeded expectations.

　　Holiday consumption is an important window to observe the economic vitality of China. Experts in the industry pointed out that the popularity of travel is rising, it is hard to find a "table" in popular restaurants, and night tours are emerging one after another. Behind the surge of people in many places during the "May 1" holiday, it reflects the strong resilience and domestic demand vitality of the domestic consumer market. In the future, with the continuous release of demand, the recovery of the consumer market will add "firepower".

　　The enthusiasm for traveling is high, and the demand is concentrated.

　　This year’s "May 1" holiday, the tourism market ushered in a consumption blowout, and the enthusiasm of domestic tourists for travel was high, and the demand for travel was fully released.

　　According to the data of the Ministry of Culture and Tourism on the evening of the 3rd, during the May Day holiday in 2023, there were 274 million domestic tourist trips, up 70.83% year-on-year. Domestic tourism revenue reached 148.056 billion yuan, up 128.90% year-on-year.

　　It is noteworthy that while the domestic tourism market is booming as a whole, new trends and new kinetic energy have emerged in some tourism markets.

　　The reporter noted that in addition to the traditional popular tourist cities, many niche tourist destinations are also blessed by the "spillover" effect, which ushered in a large passenger flow growth. According to the data of Qunar platform, in previous years, such as Dehong, Zibo, Gannan, Yili, Kashgar, Huai ‘an and other relatively unpopular cities, the number of hotel reservations on May 1 this year increased by more than 10 times compared with 2019.

　　At the same time, the integration of culture and tourism is more obvious, and the supply of products is more abundant, meeting the needs of tourists for diversified products. According to the data of Flying Pig, during the "May 1" period, the "scenic spot/paradise +X" products including Hanfu, travel photography, exhibitions and other experience elements were very popular, and the booking volume increased by more than 10 times compared with last year.

　　According to the statistics of the Ministry of Culture and Tourism, during the May 1 holiday, 31,100 commercial performances were held nationwide, with a box office income of 1.519 billion yuan and about 8,654,900 people attending the performances. "Travel+Performing Arts" and "Travel+Exhibition" are favored by the market, and the spillover effect of tourism in surrounding consumption scenes becomes more and more obvious.

　　"This year ‘ May Day ’ The fiery tourism market will have many impacts on domestic consumption and economic development. " Dai Bin, president of china tourism academy, said, firstly, the sustained improvement of tourism can stabilize the confidence of the domestic consumer market and directly drive the macro-economic growth. Secondly, tourism consumption has a strong comprehensive pulling effect on the upstream service industry and manufacturing industry. At the same time, the role of tourism in promoting employment is also very impressive, and the growth of employment will increase the income of residents, and then drive the healthy, stable and sustainable growth of the whole macro-economy.

　　Commodity services are booming, and consumption in many fields is heating up.

　　In addition to the popularity of cultural tourism, life services such as catering have also entered the summer ahead of schedule. Abalone braised pork, fried shrimp, shredded eel with oil … … In the restaurant "Xingxing Shanghai Local Cuisine", which is located in Manle City, Shanghai, a series of old Shanghai-style delicacies are presented on the table, and the diners are in an endless stream and popular. "Not only the places in the store, but also the places outside the store are all full. Many diners have come from other places." Bao Yongli, head of the restaurant, said.

　　"This time ‘ May Day ’ The passenger flow is more than before, and all kinds of snacks and fast food in the store are basically swept away, and the replenishment is a bit behind. " The clerk of a convenience store in Beijing Railway Station told reporters while he was busy.

　　During the "May Day" period, such scenes can be seen everywhere in the country. According to the data of Meituan, in the first three days of the holiday, the average daily consumption scale of the national life service industry increased by 133% compared with the same period of 2019, welcoming the most prosperous "May Day" in five years.

　　According to the business big data monitoring of the Ministry of Commerce, the sales of key retail and catering enterprises nationwide increased by 18.9% year-on-year during the May 1 holiday.

　　The retail market is also full of bright spots, especially the goods related to travel. For example, in Suning.cn, 3C products of travel household appliances continue to sell well, and constant temperature milk warmer and bottle sterilizer have become popular search keywords; In the acquisition App, the sales of portable fans, juice cups, charging treasures, Bluetooth headsets and suitcases have increased greatly; On the US delegation, the orders related to trendy projects such as city cycling, camping in the wild and land surfing increased by more than 200% compared with the Spring Festival holiday & hellip; …

　　Tamia Liu, deputy director and researcher of the Institute of Market Economy of the State Council Development Research Center, analyzed in an interview with the Economic Information Daily that this year’s "May 1" holiday was full of consumer popularity, with both sales and purchases booming. He analyzed that people’s consumption enthusiasm is high, the travel radius is obviously expanded, and the consumption passenger flow in many places has recovered or even exceeded the same period in 2019. At the same time, various businesses lost no time in launching diversified promotional activities, and some government departments actively created characteristic consumption formats and scenarios, which also stimulated the obvious growth of consumption.

　　Continuously stimulate the potential and consolidate the endogenous motivation of consumption

　　Experts in the industry believe that through the popularity of holiday consumption, what they see is the huge potential and surging momentum of the domestic demand market. Guan Lixin, a researcher at the Institute of Circulation and Consumption of the Research Institute of the Ministry of Commerce, said that from the supply side, innovations in the consumer market during the May 1 holiday emerged one after another, from the creation of immersive scenes and the provision of refined services to the optimization of the urban business environment; From the demand side, experiential consumption is released centrally, and diversified service consumption such as food, beautiful scenery, camping and exhibition is accelerated. "These new highlights show the resilience and vitality of China’s huge domestic market, and the endogenous power of consumption is increasing in consolidation." She told reporters.

　　Li Jiwei, vice president of Meituan Research Institute, also believes that the consumption enthusiasm aroused by the May 1 holiday will play an important role in boosting consumption throughout the year, which will help to further expand domestic demand, continuously stimulate consumption potential and help the domestic economy to develop steadily.

　　Looking forward to the next step, Tamia Liu pointed out that to promote the sustained recovery of consumption and accelerate recovery, we must continue to promote higher quality and more adequate employment, increase income and enhance consumption power; Improve the quality of goods and services, expand consumption scenarios, and make full use of digital technology to improve the adaptability and innovation of diversified supply.

　　The reporter noted that relevant measures are being accelerated. On April 28th, the Political Bureau of the Communist Party of China (CPC) Central Committee held a meeting, which made it clear that "restoring and expanding demand is the key to the sustained economic recovery" and proposed that "the income of urban and rural residents should be increased through multiple channels, the consumption environment should be improved, and the consumption of cultural tourism and other services should be promoted". Relevant departments and local governments are also actively making arrangements. Recently, a number of departments have launched the "Double-product Online Shopping Festival" nationwide, and various localities have successively launched cultural and tourism series activities to benefit the people in combination with the theme month activities of "May 19 China Tourism Day".

　　In Guan Lixin’s view, multiple deployments from the central government to the local government are conducive to continuously enhancing consumption capacity, improving consumption conditions, innovating consumption scenarios, and better meeting people’s needs for a better life. "With the support of these measures to promote consumption, the consumer market will pick up steadily, and consumption will continue to be the primary driving force for economic growth."

　　Tamia Liu also believes that with the continuous improvement of economic operation, governments at all levels have made remarkable efforts to promote consumption policies and measures. It is expected that consumption will continue to maintain obvious recovery growth in the future, and the main driving force for economic growth will be further consolidated.

　　On September 30, local time, the British government website released a message saying that the British Foreign Office announced a new ban on the export of services and commodities on the same day for the vulnerable sectors of the Russian economy.

　　The news said that Britain is keeping pace with international partners and targeting key areas of the Russian economy. The new measures will put economic pressure on Russia by targeting vulnerable sectors and destroying key supply chains.

　　According to the news, on the basis of previous actions, Britain will prevent Russia from using IT consulting services, construction services, engineering services, advertising services and transactional legal consulting services. Britain also imposed sanctions on Elvira Nabiullina, governor of the Central Bank of the Russian Federation, and banned the export of nearly 700 kinds of goods to Russia. (Headquarters reporter Kang Yudong Chen Lincong)

　　Tomorrow is National Day! Are you ready to celebrate your mother’s birthday?

　　In order to celebrate the National Day better, minibus will talk to you about saving money today. Alipay and WeChat are commonly used payment software, but as the versions are constantly updated, there are fewer and fewer channels for free cash withdrawal. The friends said that although the handling fee is a small sum, if it can be saved, many a mickle makes a mickle … However, the free cash withdrawal channel has not been completely blocked. Today, the minibus will take care of everyone, how to withdraw cash for free.

　　Alipay free cash withdrawal

　　Let’s talk about the method of Alipay’s cash withdrawal first: 1. Redemption of points for free cash withdrawal. Whenever we use Alipay to shop or sign in, we can get points every day. These points can be exchanged for free cash withdrawal, and the higher the level, the higher the amount that can be exchanged for cash withdrawal. For example, if the minibus is a gold member of Alipay, it can exchange 1,000 points for 1,500 yuan of free cash withdrawal.

　　However, many people usually don’t pay attention to the point collection, so there are not enough points for redemption, or the free withdrawal amount for redemption is simply not enough. Then you can look at the following way. 2, credit card overpayment Now Alipay has a free amount of 2,000 yuan to pay back the credit card every month. If you have a credit card, you owe 1,000 yuan and pay back 2,000 yuan, then paying more than 1,000 yuan is an overpayment. This overpayment will be withdrawn into the bank card. However, it should be noted that not all banks’ overpayment withdrawals are free. For the time being, ICBC, CCB, Minsheng, Huaxia, Shanghai Pudong Development Bank, China Everbright Bank, China Merchants Bank, CITIC and Guangfa are free of charge. However, before the operation, it is best to consult the bank customer service, just in case. In addition, it should be noted that overpayment will pay off the outstanding bill of the credit card. For example, there is a credit card with a line of 10,000 yuan, which has already spent 5,000 yuan. This month’s bill is 1000 yuan, so there is no overpayment if you use Alipay to pay back 2,000 yuan. The cash withdrawal method of the overpayment is also very simple. For example, the minibus uses China Merchants Bank, and I pay for the credit card overpayment with 1000 yuan, so I can withdraw it through the path: Pocket Life APP- My-Audit Repayment-Overpayment.

　　China Merchants Bank needs T+2 before it can be withdrawn, and other banks will follow the rules of each bank.

　　However, some friends will find this method troublesome when they see it, or there is no credit card at all. Don’t worry, we still have a plan. 3. Alipay’s money collection code uses the money collected by Alipay merchants’ money collection code, and the withdrawal fee is free. If you don’t charge money, you can also find someone to do it together and pay each other, so that both of them will be free of handling fees. Application method: Enter the "payment code" in the search box on Alipay homepage, and the "application for payment code" will pop up in the search results. If you choose to print by yourself, you can save the collection code to the photo album. This method is available to everyone and will be free until April 2021.

　　But be careful, don’t take the initiative to open the "flower garden to collect money" in the merchant service, otherwise, you will be charged a service fee of 0.8% of the transaction amount. Small partners who have already opened can go to the "merchant service" page to turn it off.

　　4. Yu Libao withdraws cash through Yu Libao, that is, first transfer the money from Alipay balance to Yu Libao, and then transfer it from Yu Libao to the bank card, free of handling fees, and quickly withdraw the limit of 10,000 or 100,000 per day. Yu Libao is similar to Yu ‘ebao, which can be said to be "Yu ‘ebao for merchants", and the income will be slightly higher. However, Yu Libao needs to be opened. If you have opened the online merchant bank before June 2017, you can open it in the online merchant bank: My-merchant service-Yu Libao, start the service. If it is not opened before that time, you can also apply for the "payment code" we just mentioned in Alipay first, and then open it in Alipay: My-Merchant Services-More-Yu Libao.

　　5. Online merchant banks withdraw cash through online merchant banks, which is not only free of handling fees, but also arrives in real time. There is also a quota of 100,000 a year, and fees will be charged if it exceeds 100,000. The operation steps are also very simple, just open the online merchant bank in Alipay, transfer the balance of Alipay to the online merchant bank, and then transfer the money from the online merchant bank to its own bank card.

　　However, this method is only applicable to those who opened the online merchant bank before June 2017. If this condition is not met, it will not work.

　　Wechat free cash withdrawal

　　In this life, each of us has only a free withdrawal amount of 1000 yuan on WeChat. For the change that is already in the WeChat wallet, it is necessary to withdraw the fee anyway. What free cash withdrawal method does WeChat have for the new money? 1. The WeChat payment code is also the merchant payment code. Although it can realize free cash withdrawal, WeChat has more restrictions than Alipay. First of all, only some users can open it when invited, not immediately if you want to open it. Open the WeChat search applet "Collection Small Account Book", or find the "Collection Small Account Book" under the QR code collection in "Collection and Payment". Open the small collection ledger. If you can see the column "Apply for official collection code", congratulations, there is a game; If not, there is another way, perhaps to "save the country by curve".

　　People who rarely use the WeChat payment code usually can’t see the application entrance of the official payment code, such as the interface of the minibus.

　　At this time, it is necessary to click the operation of "clerk management", in which a total of 50 clerks can be added. If it is to withdraw free of charge, just add a close friend, scan the code face to face, or add a push link.

　　Wait until the next day to enter the applet, and you may find that there is an "official receipt code" application entrance. If it doesn’t work, try adding a clerk several times. All this makes WeChat think that if you want to open a store, it will help you open the permissions …

　　The permission of the clerk can also be set. If you don’t want the clerk, you can just remove it later, but the collection function will still be retained. Each free cash withdrawal limit is 500 yuan, with a maximum of 10,000 yuan a day, and like Alipay, only the money transferred by others with the receipt code can be withdrawn. 2. It is equivalent to "Alipay’s balance treasure" to borrow change to pass change, and it can also be deducted directly from it when consuming. The operation is to transfer the money directly from the bank card to the change account, which not only can make the withdrawal free, but also can make a profit, killing two birds with one stone. Path: I-Payment-Wallet-Coin Pass

　　3, bank payment code Many banks can apply for merchant payment code, and interested partners can also try to operate it, and then pay through WeChat or Alipay scan code, and the money can be transferred to the corresponding bank card. For example, ICBC (601398, Share Bar) makes e-payment collection:

　　The minibus thinks that if there is not much change in WeChat, it will be easier to spend it on daily expenses. If you are afraid of wasting money in it, it is ok to directly buy the wealth management products in WeChat Wealth Management and earn some income. However, WeChat is still not as atmospheric as Alipay … In the past, when it was promoted, the red envelope was very small, but now it is not soft at all. But there is nothing we can do. Now we are used to WeChat ~ Finally, I wish you all a happy National Day! Let’s meet again after the holiday ~

This article first appeared on WeChat WeChat official account: Financial Bus. The content of the article belongs to the author’s personal opinion and does not represent Hexun.com’s position. Investors should operate accordingly, at their own risk.

　 　 [XCAR new car listed original]

　　On September 19th, SAIC-GM announced that the 2017 Buick Angkewei was officially launched. In 2017, Angkewei added three models, namely, the 20T front-drive technology model, the 20T front-drive luxury model and the 28T four-wheel drive leading model. The whole lineup was expanded to 10 models, and the price range was 209,900-349,900 yuan.

　 　 After reading the main points, this article is half finished:

　 　 1.2017 Angkewei’s appearance/interior is the same as the current model, but the configuration is upgraded.

　 　 2. The new car is upgraded with Onstar car 4G LTE and a new generation of smart interconnection system supporting AppleCarPlay, and a new agate red appearance color scheme is introduced.

　 　 3. The new car comes standard with ABS+EBD+ESC+TCS system and HSA ramp auxiliary system.

　 　 4. Still equipped with 1.5T and 2.0T engines.

　 　 The appearance/interior of the 2017 Buick Angkewei is consistent with the current model. The new car is upgraded with Onstar’s in-vehicle 4G LTE and a new generation of smart interconnection system supporting AppleCarPlay, and a new agate red appearance color scheme is introduced to bring consumers more choices of models. In addition, the 2017 Angkewei also comes standard with a wealth of configurations: LED daytime running lights and taillights, keyless entry and one-button start, ANC active noise reduction technology, automatic engine start/stop, full LED ceiling lighting, EPB electronic parking, reversing radar, etc.

　 　 In terms of safety configuration, the new car comes standard with ten active safety configurations, including ABS+EBD+ESC+TCS system, HSA ramp auxiliary system, SLSC linear stability control system, BAS braking auxiliary system, CBC corner braking control system, EDC engine resistance moment control system and ROM rollover induction system. At the same time, it is equipped with ACC adaptive cruise, LKA lane keeping, FDI distance warning, FCA front collision warning, CMB collision mitigation and RCTA parking warning.

　 　 In terms of power, the new car is still equipped with 1.5T and 2.0T engines, with maximum power of 124kW and 191kW respectively and peak torque of 250Nm and 353Nm respectively. The transmission is matched with 7-speed dual clutch and 6-speed automatic manual transmission.

　 　 Editor’s comment:Recently, GM has upgraded its models one after another, and most of them are upgraded in configuration, and the cost performance is further improved, which is expected to continue Angkewei’s outstanding performance in sales.

Related content review:

Or sell 209,900 to expose the new Angkor real car/configuration.

1. Cheap interior materials

In fact, the interior of the models sold by Guangzhou Automobile Aian has a sense of design, but in fact, the materials used are mainly hard plastics, and the impression is relatively cheap. Compared with many competitors, there is still a clear gap in the materials used for interior decoration.

2. The design is too hard.

Many young consumers think that the appearance of Guangzhou Automobile Aian model is very fashionable, but for the middle-aged main consumer groups whose acceptance is not strong enough, the appearance of Guangzhou Automobile Aian model is a bit too radical, too tough and lacks personality. Sense of stability.

3. The dynamic performance is average

The acceleration time of Guangzhou Automobile AIONY, AIONS, AIONV and AIONLX with a starting price of nearly 300,000 yuan is about 8 seconds. When the model runs at high speed, there will be insufficient power.

4. Poor comfort

Except for the flagship model of Guangzhou Automobile Aian LX, the performance of other Aian models in terms of comfort is not ideal. Chassis suspension can not provide good cushioning performance. During daily driving, people in the car can feel a clear sense of the road. When driving through speed bumps or potholes, the car body will have obvious vibration and bumps, and the ride comfort is not good.

5. loud noise

The tires of Guangzhou Automobile Aian model are quite picky. Tire noise is particularly obvious when driving on asphalt roads. In addition, the sound insulation effect of each model is relatively general, so obvious tire noise and road noise will be produced when the vehicle is driving daily. Wind noise.

6. Low brand awareness

Although GAC Toyota and GAC Honda have made GAC’s reputation a household name, the recognition of two independent brands of GAC Chuanqi and Ai ‘an in the market is relatively low. In addition, the image of Guangzhou Automobile Aian’s network car is deeply rooted in people’s hearts, so Guangzhou Automobile Aian has always been a relatively low-end brand in the eyes of many people.

7. Low configuration

By comparing the configurations of various models of Guangzhou Automobile Yidong with competing products of the same level and price, we can find 360 panoramic images, reversing radar, L2-class assisted driving, keyless entry, and electric adjustment of the co-driver. Safety is only available for high-profile models, while competing products of other brands are basically standard.

8. No spare tire

All models sold by Guangzhou Automobile Aian have no spare tires, only tire repair tools. Although it is possible to add money and spare tires, such an approach will appear insincere in the eyes of consumers, because in most people’s cognition, the spare tires of cars are standard.

9. The service quality of the store cannot be guaranteed.

As GAC Aian, like BYD, mainly operates as an authorized dealer, it is difficult to guarantee the service quality of all 4S shop dealers. Not good.

10. There is a strong smell in the room

Because the interior materials of other models is mainly made of plastic except flagship models such as Aian LX, the interior of the new car will have a strong odor, and after being exposed to the sun, the car will also have a strong odor. Smell. Smell, difficult to remove.

These are the reasons why GAC Aian is not so popular. Although GAC has the experience and foundation of joint ventures such as GAC Toyota and GAC Honda, GAC Aian still has a long way to go in terms of its own brands. This means that the brand still has a lot of room for improvement.

　　Theoretical connotation of high-quality economic development

　　The report of the 19th National Congress of the Communist Party of China pointed out that China’s economy has shifted from a high-speed growth stage to a high-quality development stage. This is a major judgment made by the CPC Central Committee with the Supreme Leader as the core according to the changes in the international and domestic environment, especially the changes in China’s development conditions and stages. The core of high-quality economic development is quality first and benefit first, which has profound theoretical connotation and great practical guiding significance.

　　Looking at the history of world economic development, the understanding of the law of economic development evolution and quality and efficiency is deepening with the development of social productive forces. From the early use of "efficiency" or "efficiency" to express the pursuit of the quality of economic development, to the economic growth theory in western economics that technological progress is the decisive factor to achieve sustainable economic development. With the deepening and development of theoretical research, the research on the quality of economic development has gradually expanded to institutional system, social equity, environmental protection and so on.

　　With regard to the current high-quality economic development in China, the central authorities stressed that high-quality development is a development that can well meet the people’s growing needs for a better life and embodies the new development concept. This thesis clarifies the purpose and means of high-quality development. Described by personal capital, high-quality economic development is an economic development that provides high-quality products and services to the whole society in a sustained and fair way with high efficiency and high efficiency, and it is a high-quality, high-efficiency and high-stability supply system in the specific economic form.

　　First, the quality of the supply system is high. The supply system includes three links: factor input, intermediate input and final output. The quality of the three links of the supply system is closely related. The high quality of the supply system means that the quality of all three links should be high. The high quality of factor input refers to the high quality of labor, capital, technology, energy resources, data, information and other factors put into the supply system, which is manifested in the high quality of labor, the high degree of automation, data and informatization of production materials, the high degree of greening of energy resources, the high technical level put into the production process, and the large scale, quality and value of information and data resources. The high quality of intermediate products means that the intermediate products in the production process, such as the quality and precision of parts, can meet the production needs well, which requires the continuous improvement of industrial division of labor and specialization, the continuous optimization and upgrading of industrial structure, and the formation of an effective collaborative and mutually supportive supply chain system. High quality of final output is an important connotation of high-quality development, that is, what we usually call high quality of products and services means that we can provide high-quality products and services to meet the diversified, personalized and escalating high-grade needs of consumers and better meet the growing needs of people for a better life. High-quality supply system is characterized by high quality and high performance of products and services at the level of specific output forms; At the industrial level, it is manifested as a rational and advanced industrial structure.

　　The second is the high efficiency of the supply system. From a static point of view, the high efficiency of the supply system is manifested in the unity of high technical efficiency and good economic benefits. Technical efficiency determines that under the given resource conditions, production possibility frontier, in the reality of scarce resources, promoting high-quality development inevitably requires the efficient and intensive development of the potential of existing resource elements, maximizing the input-output efficiency of various production factors, and achieving a fairly high level of capital efficiency and human resource efficiency. Economic benefits emphasize the rationality of resource allocation and combination, which represents the degree of allocation efficiency and reasonable distribution. High-quality development requires the rational allocation of resources between different uses, so that the marginal productivity of all kinds of factors can reach the highest, and marginal return of all kinds of factors can reach the highest. From a dynamic point of view, the high efficiency of the supply system is also manifested in the continuous improvement of efficiency, which has become the driving force for sustained and strong economic development, that is, economic growth has shifted from mainly relying on factor input to relying more on the improvement of total factor productivity, and the contribution of total factor productivity in the driving force of economic growth has been continuously improved. In this sense, the transformation process of economic growth momentum is also a process of promoting output efficiency, and power transformation and efficiency improvement are unified.

　　Third, the stability of the supply system is high. High-quality economic development should also be reflected in maintaining a relatively high level of stability in the supply system. From the time dimension, high stability is characterized by stable economic operation in a reasonable range in the short term and strong sustainability of output in the medium and long term. From the spatial dimension, high stability requires not only the health and stability of the economic system itself, but also the coordination of the economic system with society and environment. At the same time, economic development can provide development opportunities for all members of society, and the results will be shared by all people. In terms of resources and environment, rational utilization of natural resources and effective protection of ecological environment can bear long-term sustainable economic growth. In short, high stability of economic development means stable economic operation, controllable major risks, bearable resources and environment, and shared development achievements.

　　It should be emphasized that the high quality, efficiency and stability of the supply system are the core essence of high-quality economic development. Only when these characteristics are simultaneously possessed, and these characteristics are mutually supportive rather than conflicting, can they be called high-quality economic development.

　　High-quality development is a gradual and systematic development process

　　Summarizing the past development experience at home and abroad, high-quality development shows obvious stage characteristics. With the transformation of economic development stage, some aspects related to development quality, such as product and service quality, technical efficiency and economic benefit, economic growth power transformation, environmental quality, income distribution, etc., will change in trend at a certain time. It mainly shows that with the economic development, the quality of production factors such as capital and labor has been continuously improved, the quality of output has been continuously improved, the labor productivity has been continuously improved, and the industrial added value rate has been continuously improved. The driving force of economic development has shifted from factor-driven to efficiency-driven and innovation-driven, and the industrial structure has been continuously upgraded. What needs special attention is that these trend changes do not happen naturally, which are not only the embodiment of objective laws, but also the result of institutional policies.

　　By analyzing the changes of main quality indicators in different development stages, we can find that the transition to high-quality development presents the following typical characteristics: First, it is gradual. High-quality development is a process of constant change and slow evolution, and it is also a process from small accumulation to big change, from quantitative change to qualitative change. In this development process, factors, product and industrial quality, output efficiency, economic growth momentum, as well as the stability of economic growth and the sustainability of development have gradually changed. The improvement of output quality usually starts from the improvement of micro-factor quality, and then the driving force of economic growth shifts from factor-driven to efficiency-driven and innovation-driven. At the same time, the use efficiency of micro-factor and macro-total factor productivity are constantly improved, which lays the foundation for the improvement of output quality. The gradual development of high quality is also the result of the gradual improvement of demand level. The high quality of supply cannot exist in isolation from the fundamental purpose of meeting demand, and it needs to meet the low-level demand first and then change to meet the high-level demand. The second is systematic. High-quality development is an all-round and systematic process of change, and high-quality development in various fields is both a prerequisite and a result. In this development process, systematic changes have taken place at both ends of supply and demand, input and output, micro and macro fields. This includes both the optimization of industrial structure on the supply side and the upgrading and shifting of consumption on the demand side; It includes not only the improvement of labor, capital and other factors at the input end and the quality of intermediate inputs, but also the improvement of product quality and performance at the output end; Including the improvement of the use efficiency of micro-elements,It also includes the improvement of macro total factor productivity; It includes not only the transformation of short-term growth momentum, but also the fairer and more sustainable long-term development. What needs to be seen is that high-quality development is a spiral upward process, which is not only an objective and inevitable law that quantity accumulation will inevitably turn to quality improvement at a certain stage, but also the result of policy efforts to overcome difficulties and take the initiative. The two work together to better promote high-quality economic development.

　　An important path to promote high-quality economic development

　　Promoting quality change, efficiency change and power change of economic development is the key to realize high-quality economic development. Among them, quality change is the main body, efficiency change is the main line, and power change is the foundation. The three depend on each other and are an organic whole. Generally speaking, the core of promoting the three major changes is to improve the quality of factors and increase the total factor productivity, and the fundamental driving force lies in scientific and technological innovation and institutional innovation.

　　First, to improve the quality of the supply system as the main direction to promote quality change.

　　Improving the quality of the supply system is to promote the all-round reform of ideas, objectives, systems and work details in specific fields. It is a systematic project, and the quality reform should be promoted from three aspects: the quality of factor input, the quality of intermediate input and the quality of final output.

　　The first is to improve the quality of factor input. Factor input is the foundation, and its quality directly affects the quality of intermediate input and final output. From the perspective of labor factors, the higher the health status, years of education and skill level, the higher the output quality. From the perspective of capital factors, the output quality of different levels of factories, machinery and equipment will also be significantly different. From the perspective of technical factors, adopting higher-level science and technology and technology will also help to improve the quality of output. It can be said that the quality of factor input largely determines the quality of output and is the starting point for improving the quality of supply system. At the same time, recent studies show that the improvement of factor quality in developed countries has made an increasingly significant contribution to economic development, and the improvement of factor quality also has spillover effect on productivity improvement.

　　The second is to improve the input quality of intermediate products. The refinement and specialization of socialized division of labor constitute the industrial chain form of all walks of life. The quality of products in each chain will affect the quality of final output, and the input of intermediate products in key links can even directly determine whether the final output can be produced and the quality of production. China has been deeply embedded in the global industrial chain, but there are still many bottlenecks in the intermediate products of key links. Therefore, improving the input quality of intermediate products is the key to improve the quality of supply system, which requires building a mid-to high-end industrial structure and forming an effective industrial synergy supporting system.

　　The third is to improve the quality of final output. Starting from better meeting people’s growing needs for a better life, high quality products and services is the core and foothold of high quality supply system. The final product and service quality is related to the quality of residents’ consumption and the international competitiveness of a country’s products. We must speed up the improvement of China’s product and service quality by adjusting the quality standard system and promoting the quality brand action, so as to better promote the quality improvement of the supply system.

　　Second, promote efficiency change with improving total factor productivity as the core.

　　Improving output efficiency is the eternal theme of economics. The key to promoting efficiency change is to improve total factor productivity, so that economic growth depends more on total factor productivity. Total factor productivity is the "residual" contribution excluding the contribution of factor input. To improve the total factor productivity, we must vigorously promote the efficiency reform, constantly improve the technical efficiency and improve the efficiency of factor allocation.

　　The first is to improve technical efficiency. Technical efficiency corresponds to production possibility frontier, and improving technical efficiency means pushing production possibility frontier outward, which means the maximum output increase caused by the same scale of investment. From the essence of economic development, technical efficiency is the most important connotation of total factor productivity, and it should also occupy the most important position in total factor productivity, because it has broken through the original capacity boundary and reached a new and higher level. Promoting technical efficiency and continuously increasing the contribution of total factor productivity to economic growth is an important way to break the constraints of resources and environment and an important driving force to maintain long-term sustainable economic growth.

　　The second is to improve the efficiency of factor allocation. The efficiency of factor allocation affects the distance between actual output and production possibility frontier. If only the technical efficiency is improved and the factor allocation efficiency is low, the actual output will be far away from production possibility frontier, and the potential of technological progress to promote economic development will not be fully released. Under the dual economic structure, promoting the transfer of production factors from low-productivity departments to high-productivity departments and improving the allocation of factors have a significant effect on improving the total factor productivity. In addition, other factors that affect the efficiency of factor allocation include system and management. Good system and high-level management can also provide effective incentives, thus improving the supply and use efficiency of factors and improving the total factor productivity.

　　Third, focus on scientific and technological innovation and system reform to promote dynamic change.

　　From a deeper perspective, the driving force of economic development is to expand the input and output drive of existing resources and factors under the established technical level, which is an extension expansion on the original path. The other is to expand the scope of resources, improve the efficiency of resource elements and create new output drivers through technological and institutional innovation, which is a structural change of the economy. The change of the driving force of economic development, from relying mainly on the former to relying mainly on the latter, is an important manifestation of the economy turning to high-quality development.

　　First, scientific and technological innovation is the key driving force for economic development. Without technological innovation, with the increase of resource scarcity and the law of diminishing factor returns, economic development will come to a standstill. Through technological innovation, we can expand the scope of available resources and break the bottleneck of resources; Improve the use efficiency of resources and elements, and create more output with less input; It provides a technical basis for the configuration and combination of elements in a larger space; Create new diversified and high-quality products and services to better attract and meet the demand; Solve the negative effects of economic development on the environment and enhance the sustainability of economic development. It can be said that all aspects of the connotation of high-quality development are closely related to scientific and technological innovation, so scientific and technological innovation must be the first driving force for high-quality development.

　　Second, institutional innovation is also an important driving force to promote high-quality economic development. Institutional changes affect all dimensions of economic development. Reasonable institutional arrangements can continuously improve the quality and efficiency of economic development in a country or region, improve the total factor productivity and better promote high-quality economic development. For example, reasonable property right system and price system arrangement are helpful to promote the recombination of production factors, improve the efficiency of factor allocation, and are conducive to economic and efficient development; Effective market competition mechanism and intellectual property protection system can accelerate innovation and technological progress and promote economic innovation and development; Scientific management of resources and environment and system of ecological civilization can promote the improvement and sustainability of resources and environment; Wait. At present and in the future, we should make more efforts to deepen the reform of institutional mechanisms, so as to better stimulate the creativity and development vitality of the whole society and promote higher quality, more efficient, fairer and more sustainable economic development.

CCTV News:In the "Government Work Report" in 2019, it was proposed that more than half of the money owed to private enterprises should be paid off before the end of the year. It’s near the end of the year. How’s the debt settlement going? According to the clues reflected by the Sixth General Inspection and the third-party evaluation agency in the State Council, our reporter came to Henan for a field investigation.

Hao Yunjiang is the production manager of a construction company in Zhengzhou, Henan. But in the past two years, he has not taken over the new project, but has been looking for the arrears of the completed project. What bothers him most is the No.1 teaching building in the new campus of Zhengzhou Industrial and Trade School. This project was completed and delivered in 2017, and the settlement amount was more than 30 million yuan. However, after more than two years, there are still nearly 7 million yuan outstanding for the project.

Hao Yunjiang, Project Production Manager of Runhua Construction Co., Ltd.:Normally, when I deliver it to the school for use, I should pay all the money to us within three months. What is given now is about 23 million yuan.

During the interview, Hao Yunjiang suddenly received a phone call from the school and asked him to talk face to face. The reporter saw in the newly built campus that this teaching building is already in normal use.

Zhengzhou Industrial Trade School staff:The school really has no money, not a project of yours, but all projects are like this. We owe tens of millions of dollars, and they are all there. It is planned that Zhengzhou newspaper will call us with a sum of money before the end of December, and your project arrears will definitely be fully returned.

The school said that they have been waiting for the money sold by the old campus to arrive, and they will be able to pay the account owed to Hao Yunjiang before the end of December this year. Surprisingly, Hao Yunjiang rejected this repayment plan.

Hao Yunjiang, Project Production Manager of Runhua Construction Co., Ltd.:What do you mean, give us more than 6 million and it’s over?

Zhengzhou Industrial Trade School staff:The higher authorities now let us talk about our repayment plan. We will give you as much as we owe you, and pay before the end of December.

Project Production Manager of Runhua Construction Co., Ltd.:Do you have to make up for it properly?

Hao Yunjiang, Project Production Manager of Runhua Construction Co., Ltd.:Our interest is really spread out.

Zhengzhou Industrial Trade School staff:Then if you are in this case, your arbitration has not yet reached a conclusion.

Hao Yunjiang said that the debts were delayed again and again, and the foreign debts they borrowed when they first raised funds had accumulated more and more interest in a few years. The company could no longer bear such financial pressure, so it had to choose the way of legal arbitration.

Hao Yunjiang, Project Production Manager of Runhua Construction Co., Ltd.:The final account I submitted was 34 million yuan, and the amount approved at the beginning of this year was more than 30.099 million, which was less than 4 million yuan. At that time, my purpose was to get the money quickly. I recognized the amount and gave it to us. As a result, I admitted it and delayed it for another year. When I ask you, it means no money. Who are we looking for?

The amount of litigation of Runhua Company, including principal and interest, is 9.52 million yuan, while the amount owed by the school is only 6.64 million yuan, which is quite different.

Zhengzhou Industrial Trade School staff:Even if I compensate you a penny, public units belong to state-owned funds, you know. Let’s talk about compensation, which is definitely not allowed by the (superior) audit.

Hao Yunjiang, Project Production Manager of Runhua Construction Co., Ltd.:In January this year, I hugged my head and cried in the office. I have always insisted on not suing, as long as I can get by.

Zhengzhou Industrial Trade School staff:If you don’t sue, you may get it in December, but there may be no interest.

Hao Yunjiang can’t accept this result only by paying the principal, regardless of interest. Finally, both parties decided to wait for the final arbitration result.

"Beijing Medical Insurance" WeChat WeChat official account issued the "Policy Notice on Optimizing the Medical Insurance for the Treatment Expenses of Infected Patients in novel coronavirus". In order to conscientiously implement the decision-making arrangements of the CPC Central Committee, the State Council, the Municipal Party Committee and the Municipal Government, and according to the requirements of the Notice of the National Medical Insurance Bureau, the Ministry of Finance, the National Health and Wellness Commission and the National Disease Control Bureau on Optimizing the Medical Insurance Related Policies for the Treatment Expenses of Infected Patients in novel coronavirus after the Implementation of "Class B Management" (No.1 of Medical Insurance Fa [2023]), this Municipality has optimized and adjusted the medical insurance related policies to ensure that the people can spend the peak period of infection smoothly.

　　First, hospitalization reimbursement

　　Novel coronavirus infected patients in all medical institutions, in line with the novel coronavirus infection diagnosis and treatment plan formulated by the health department of hospitalization medical expenses, the implementation of the pre-cost security policy, by the basic medical insurance, serious illness insurance, medical assistance and other reimbursement, personal burden part of the financial subsidies. This policy is based on the time of admission of patients and will be implemented until March 31, 2023.

　　Second, outpatient and emergency reimbursement

　　Novel coronavirus infection and 11 kinds of suspected symptoms (fever, dry cough, fatigue, pharyngalgia, decreased sense of smell/taste, stuffy nose, runny nose, conjunctivitis, myalgia and diarrhea) of the insured patients occurred in the designated medical institutions at or below the second level in this city, and the related emergency expenses were specially guaranteed, with no deductible line and no capping line, and the reimbursement ratio was 90%, which was implemented first until March 31, 2023.

　　Due to the policy adjustment, when the insured patients seek medical treatment in the outpatient and emergency departments of the designated medical institutions at or below the second level in this city, the medical expenses incurred will be reimbursed first according to the previous medical insurance policy, and the reimbursement difference will be automatically made up through the information system in April according to the medical information of the insured patients uploaded by the medical institutions (from January 8 to March 31). The make-up fee will be directly paid to the personal entrusted bank account registered by the insured, and the insured personnel need not declare it by themselves.

　　Third, others

　　The outpatient and emergency expenses of novel coronavirus infection treatment for insured patients in other medical institutions shall be implemented in accordance with the medical insurance policies for other Class B infectious diseases.